The National Credit Reporting Association (NCRA) Presents
IDSafeChoice
Congratulations, and welcome to the NCRA IDSafeChoice Program! This
complimentary service provides you with the reassurance that if identity
theft strikes, a professional is standing by, ready to restore your good
name.
If
your identity becomes compromised, IDSafeChoice provides you with:
-
A Personal Recovery
Advocate – This identity theft resolution expert will restore your good
name and rightful credit history.
-
A Recovery Plan –
Your Advocate will provide you with activation forms and instructions
for immediate action.
-
A Personal Identity
Recovery Plan* – Your Advocate will manage the research and recovery
process for you and restore identity to pre-theft status, no matter how
long it takes.
-
Post-Recovery
Follow-up for 12 Full Months – Your Advocate will work with you to
address any additional fraudulent activity that may surface later.
Enhancement Request Form
In the course of a busy day you may
write a check at the grocery store, charge tickets to a ball game,
rent a car, mail your tax returns, change service providers for your
cell phone, or apply for a credit card. Chances are you don’t
give these every day transactions a second thought… but an identity
thief does!
And the thieves are clever. They
can obtain your personal information, assume your identity and
operate silently in the background for months, even years, without
you knowing it.
Don’t wonder!
Let the professionals alert you if there is trouble. Sign up
for daily alerts and continuous monitoring of your credit with
IDSafeChoice Plus. To upgrade your coverage or
to learn more,
click here!
(*) A Personal
Recovery Plan will be put into action by your Recovery Advocate within one
(1) business day after you return your activation forms.
As part of the Recovery
Plan, Your Advocate will:
1.
Place fraud alerts at the three major credit bureaus for you.
2.
Provide you with access to credit reports from all three bureaus and
review the reports with you to identify fraudulent activity.
3.
Assist you in completing an Identity Theft Affidavit and Declaration of
Fraud to establish your rights as a victim.
4.
Contact the Social Security Administration, U.S. Postal Service,
Department of Motor Vehicles, etc. as applicable, to address any misuse of
official documentation of your identity.
5.
Research and document all fraudulent transactions and false accounts or
contracts signed with creditors, banks, utility companies, leasing agents,
medical facilities, etc.
6.
Follow up to make sure all wrongful activity is reversed and removed from
your records.
7.
Work with local and federal law enforcement to try to stop the criminal
or criminals who are using your identity.
8.
Activate other members of the recovery team to assist when necessary,
including professional investigators and legal advisors.
See
Terms and Conditions
on this website for a
full description of benefits
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